IBPS Clerk (Clerical Cadre) is the entry-level banking government job that opens doors to a stable career in India’s public sector banks. With thousands of vacancies annually, it is one of the most accessible bank exams.
Participating Banks
Same as IBPS PO - 11 public sector banks including Bank of Baroda, Canara Bank, PNB, Union Bank, etc.
Eligibility
Age: 20-28 years (General). Relaxation applies.
Qualification: Graduation in any discipline. Must have studied locally (proficiency in official language of state of posting required - known as Local Language Certificate in some banks).
Exam Pattern
Preliminary Exam
- English Language: 30 questions, 20 min
- Numerical Ability: 35 questions, 20 min
- Reasoning Ability: 35 questions, 20 min
- Total: 100 marks, 60 minutes
Main Exam
- General/Financial Awareness: 50 questions, 35 min
- English Language: 40 questions, 35 min
- Reasoning Ability & Computer Aptitude: 50 questions, 45 min
- Quantitative Aptitude: 50 questions, 45 min
- Total: 190 marks, 160 minutes
No interview for IBPS Clerk - final selection purely on written exam.
Salary
Starting Basic Pay: ₹11,765/-
In-hand after DA, HRA, and allowances: approximately ₹26,000-₹34,000/month (varies by city).
Increments: Annual increment of ₹655 for first 3 years, then higher increments. Clerks can also be promoted to officer cadre through internal exams.
Key Tips
- English is the differentiating factor in prelims - focus heavily
- Speed is critical - practice with time limits from day one
- For the main exam, Financial Awareness (banking terms, RBI policies) needs dedicated preparation
- See banking exam preparation tips
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See also: IBPS PO Complete Guide | Banking Exam Preparation Tips | Government Job After 12th